Card image Spark 1.5% Cash Select

Spark 1.5% Cash Select card

Check the key information to help with your decision.

Spark 1.5% Cash Select card

Check the key information to help with your decision.

By Organizzei on 29/07/2026

Useful informations

With no annual fee and no foreign transaction fees, this card is perfectly suited for businesses with international dealings or frequent travel abroad.

You'll have access to sophisticated management tools, including free employee cards and comprehensive quarterly reports, which make financial planning and accounting seamless.

Bank

Capital One

Contact

www.capitalone.com

Reputation

0 reward points

Card brand

Visa

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
Travel Insurance
Provides Additional Cards
Security Alerts
International
Annual Fee Free
Contactless Technology
Price Protection
Restaurant Discounts
Roadside Assistance
VIP Lounge
Exclusive Discounts
International Card
Cashback

Cons

Credit limit subject to analysis
High interest rates
No points program
No airline miles

See more card details:

Unlimited Cashback

Earn 1.5% cashback on every purchase made for your business, with no earning limits.

No Annual Fee

Enjoy all the perks of a premium business card without the burden of an annual fee.

No Foreign Transaction Fees

Save money on trips abroad with the exemption from fees on international transactions.

Welcome Bonus

Receive a cash bonus after reaching a set spending threshold within your initial months.

Employee Cards

Order additional cards for your employees at no extra charge and monitor their spending in real-time.

Security and Protection

Benefit from security alerts, fraud protection, and instant card locking via the app.

Financial Management

Access detailed spending reports and easily export data to software like Quicken or QuickBooks.

Frequently Asked Questions (FAQ)

How does the cashback work with the Spark 1.5% Cash Select?

You earn 1.5% cashback for every dollar spent on all purchases, without any category limits or caps on rewards.

Is there an annual fee for the card?

No, the Spark 1.5% Cash Select comes with a permanent no-annual fee.

Can I use the card outside the United States?

Absolutely, it's an international card and does not impose fees on transactions made outside the U.S.

Do rewards expire?

No, your accumulated cashback does not expire as long as your account is active and in good standing.

Can I request cards for employees?

Yes, you can obtain cards for your team without any additional costs and set individual spending limits.

What are the cashback redemption options?

You can redeem your cashback as a statement credit, receive a check, or exchange it for gift cards.

Top 5 most requested cards

The card: Spark 1.5% Cash Select comes with these benefits from Visa

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Capital One

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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