Card image Bilt Mastercard® Rewards

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

By Organizzei on 29/07/2026

Useful informations

Boost your earnings by transferring points to top-tier travel partners at a 1:1 ratio, or leverage them for a down payment on your future home.

The Bilt app simplifies your financial management, ensuring that your everyday spending effortlessly converts into real benefits at no added cost.

Bank

Wells Fargo

Contact

creditcards.wellsfargo.com

Reputation

0 reward points

Card brand

Mastercard

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Mastercard Platinum Benefits
Purchase Protection
Travel Insurance
Contactless Technology
International
Points Program
Annual Fee Free
Restaurant Discounts
First Year Annual Fee Free
Extended Warranty
Rewards Program
International Card
Air Miles

Cons

Need to have a linked bank account
Does not accept bad credit
High interest rates
Credit limit subject to analysis
Does not offer cashback

See more card details:

Rent Points Accumulation

Earn 1 point for every dollar spent on rent without any processing fees, accumulating up to 100,000 points annually.

Dining Rewards

Get 3 points per dollar on dining expenses, perfect for those who love eating out or ordering in.

Travel Focus

Earn 2 points per dollar on trips booked directly with airlines or hotels.

1:1 Point Transfers

Easily transfer your earned points to leading hotel and airline loyalty programs.

No Annual Fee

Enjoy all the premium features of the card without paying an annual fee.

Exclusive Mastercard World Elite Benefits

Gain access to unique perks, including mobile phone protection and travel concierge services.

Frequently Asked Questions (FAQ)

What is the annual fee for the Bilt Mastercard?

The Bilt Mastercard comes with no annual fee, allowing you to benefit from its features at no cost.

How do I earn points on my rent payments?

You can pay through the Bilt app using your card or linked bank account to avoid fees and earn 1 point per dollar.

Is there a minimum usage requirement to earn points?

Yes, you need to complete at least 5 transactions with the card during each billing cycle to earn points.

What are the point earning rates for other purchases?

This card awards 3x points at restaurants, 2x on travel, and 1x on other eligible purchases.

Can I use points to purchase a home?

Absolutely, Bilt Rewards points can be redeemed to assist with a down payment on a home.

Top 5 most requested cards

The card: Bilt Mastercard® Rewards comes with these benefits from Mastercard

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Wells Fargo

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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