Card image Discover it® Student Chrome

Discover it® Student Chrome card

Check the key information to help with your decision.

Discover it® Student Chrome card

Check the key information to help with your decision.

By Organizzei on 29/07/2026

Useful informations

Students utilizing the card can take advantage of proactive security alerts and, in the event of a lost card, can instantly freeze their account through the mobile application.

This card promotes wise financial practices by rewarding essential purchases without the hassle of rotating spending categories or unexpected costs.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Rewards Program
Security Alerts
Contactless Technology
Annual Fee Free
Price Protection
First Year Annual Fee Free
Installments Without Interest
International Card
Cashback

Cons

Credit limit subject to analysis
No points program
High interest rates
Does not accept bad credit

See more card details:

2% Cashback on Fuel & Dining

Receive 2% cash back on purchases made at gas stations and restaurants, applicable to the first $1,000 in combined spending each quarter.

Unlimited Cashback Match Offer

At the close of your first year, Discover will automatically double all the cashback you’ve accrued, with no cap on the total amount.

No Annual Fee

The absence of an annual fee allows students to save more money while they begin to build their credit.

No Credit History Needed

You are eligible to apply even if you have no previous credit history, making it perfect for first-time applicants.

Access to Free FICO® Credit Score

Receive your FICO® Credit Score free of charge in your monthly statements or through the mobile app and online.

First Late Payment Forgiveness

Your first late payment will not incur a fee, and there are no penalty APRs associated with it.

Freeze It® Security Feature

Easily halt new purchases, cash advances, and balance transfers if your card goes missing or is stolen.

Frequently Asked Questions (FAQ)

Is there an annual fee for the Discover it® Student Chrome?

No, this card comes with a $0 annual fee.

How does the Cashback Match feature function?

Discover automatically doubles the total cashback you’ve earned at the end of your first year, with no minimum or maximum cap.

Can I apply if I have no credit history?

Yes, the Discover it® Student Chrome is specifically designed for students, allowing approval even without prior credit history.

What are the cashback earning rates?

You earn 2% cashback on fuel and dining purchases, capped at $1,000 in combined expenses each quarter, along with 1% on all other transactions.

Are there any foreign transaction fees?

No, the Discover it® Student Chrome does not impose any foreign transaction fees, making it an excellent choice for students studying abroad.

What if I miss my first payment?

Discover forgives the late fee on your very first payment that is late, and your APR will not hike due to a missed payment.

Top 5 most requested cards

The card: Discover it® Student Chrome comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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