Card image Discover it® Student Cash Back

Discover it® Student Cash Back card

Check the key information to help with your decision.

Discover it® Student Cash Back card

Check the key information to help with your decision.

By Organizzei on 29/07/2026

Useful informations

Designed for young individuals aiming for financial independence without hidden fees, this card acts as an essential tool for fiscal responsibility while providing tangible benefits.

Beyond rewards, cardholders also benefit from free identity monitoring and zero liability on unauthorized transactions, ensuring complete peace of mind.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Security Alerts
Contactless Technology
Rewards Program
Annual Fee Free
Price Protection
International Card
Cashback

Cons

No airline miles
No travel insurance
No access to VIP lounge
Need to have a linked bank account
High interest rates
Credit limit subject to analysis

See more card details:

5% Cash Back

Receive 5% back in frequently changing categories each quarter, which may include Amazon.com, dining, and gas stations.

Cashback Match™

Discover will automatically match your total cash back earned in your first year, with no cap on the amount.

Zero Annual Fee

No annual maintenance fee allows students to concentrate solely on their spending and rewards.

Credit Building

A fantastic gateway for establishing a positive credit history while in college.

No Late Fee

You won't be charged a late payment fee the first time you miss a bill payment.

Security Alerts

Discover monitors your Social Security Number and sends alerts if your information appears on the Dark Web or in new registrations.

Worldwide Acceptance

The card is accepted globally at millions of locations via the Discover Network.

Credit Monitoring

Access your FICO® Credit Score for free anytime through the app or website.

Frequently Asked Questions (FAQ)

How does the Cashback Match work?

At the end of your first year as a cardholder, Discover will add an equal amount to your cash back earnings directly to your account.

Do I need a credit history to get approved?

Not necessarily. This card is specifically designed for students just starting to build their credit.

What are the categories for the 5% cash back?

The categories rotate each quarter and may include gas stations, grocery stores, restaurants, Amazon.com, and select retail shops.

Is there an annual fee for this card?

No, the Discover it® Student Cash Back has a permanently waived annual fee.

What if I miss a payment?

Discover won’t charge you a late fee for your first missed payment, and it won’t increase your interest rate for this instance.

Can I use this card outside the United States?

Yes, it is an international card, and Discover does not impose foreign transaction fees for overseas purchases.

Top 5 most requested cards

The card: Discover it® Student Cash Back comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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